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With more than 34 years of experience in the insurance industry, David Smart brings a wealth of knowledge, guidance, and genuine care to every client relationship. Throughout his career, he has spent many years in leadership and management, mentoring and training new advisors while helping families protect what matters most.
David is passionate about helping individuals and families navigate their insurance needs with confidence and clarity. Known for his approachable nature and commitment to personalized service, he believes that strong relationships and honest advice are the foundation of long-term financial protection.
Now proudly joining SFF Waterloo, David continues to focus on delivering thoughtful insurance solutions tailored to each client’s unique stage of life and goals.
Based in St. Catharines, Ontario, David and his wife Cheryl—who played an instrumental role in his growth and success throughout his career—have built a life centered around family. Together, they are proud parents of four children and grandparents to five grandchildren.
The information provided on this website is for informational purposes only and should not be considered an offer or solicitation to buy or sell securities, financial products, or services. Stewart Fisher Financial makes no representations or warranties, express or implied, regarding the accuracy, completeness, or reliability of the information on this site.
Advisory services are available only in provinces where our individual representatives are registered. Products or services provided by third parties are independent of Stewart Fisher Financial and are not monitored or endorsed by the firm.
Investment Representatives include Richard Paliani, Nick Giovannetti, Larry Hoekstra, Ann Lucente and Phil Danelon who offer mutual funds through Quadrus Investment Services Ltd. Investments in mutual funds are subject to various fees and expenses, and their values can fluctuate. Please review the prospectus carefully before investing, as past performance is not indicative of future results.
Insurance, segregated funds and related financial products & services are offered separately through Stewart Fisher Financial as independent agents. For further information, please reach out to your advisor directly.
Quadrus Investment Services Ltd. and design are trademarks of Quadrus Investment Services Ltd. Used with permission.
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